In a time when investors are seeking reliable income sources with strong returns, KrazyBee Services Pvt. Ltd. has launched a Secured Non-Convertible Debenture (NCD) offering an attractive 10.45% annual coupon, with quarterly interest payouts and maturity in March 2027.
📌 Key Features of the Issue
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Issuer: KrazyBee Services Pvt. Ltd.
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Instrument: Secured NCD
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Coupon Rate: 10.45% p.a.
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Interest Payout: Quarterly
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Credit Rating: CRISIL A (Stable)
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Maturity Date: 16 March 2027 (Staggered Redemption)
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Availability: Limited Stock
This product is ideal for investors who want a steady income stream with moderate risk compared to market-linked investments.
🏢 About KrazyBee Services Pvt. Ltd.
KrazyBee is one of India’s leading NBFCs, specializing in digital consumer lending. Operating under its well-known brand name, KrazyBee caters to:
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Young professionals starting their careers
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College students seeking small-ticket loans
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Customers from Tier 1, 2, and 3 cities with limited access to traditional credit
By combining technology, data analytics, and customer-centric lending, KrazyBee has established itself as a trusted fintech lender with a strong growth trajectory.
📊 Strong Financial Performance
The company’s robust financials underline its operational strength:
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Sales Revenue: ₹2,185.88 crore
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Operating Profit Margin (OPM): 31.10%
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Profit Before Tax (PBT): ₹296.81 crore
Such figures reflect healthy profitability and efficient operations, key factors supporting the company’s ability to service its debt obligations.
💼 Financial Strength & Creditworthiness
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Assets Under Management (AUM): ₹10,102 crore (as of March 31, 2025)
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Return on Managed Assets (ROMA): 4.8%
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Tangible Net Worth (TNW): ₹3,107 crore
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Credit Rating: CRISIL A (Stable)
The CRISIL A (Stable) rating indicates adequate safety with a stable outlook, giving investors additional comfort on credit quality.
🌟 Why This NCD Deserves Attention
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Attractive Fixed Returns – A coupon of 10.45% p.a. is significantly higher than typical fixed deposits.
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Secured Structure – Backed by company assets, offering added security.
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Regular Income – Quarterly payouts provide predictable cash flow.
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Strong Financial Profile – Backed by a growing AUM and stable profits.
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Limited Availability – Investors need to act fast due to restricted inventory.
📝 Conclusion
The KrazyBee 10.45% Secured NCD (March 2027) offers a rare combination of high fixed returns, secured backing, and strong credit fundamentals. For investors seeking a steady income stream with moderate risk, this NCD can be a smart addition to a fixed-income portfolio.
🏷️ Focus Keywords
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KrazyBee NCD 2027
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10.45% NCD India
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High yield secured NCD
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Fixed income investment India
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CRISIL A rated NCD
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KrazyBee investment opportunity#personal finance
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Quarterly payout NCD
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